Revolut referral link: https://www.revolut.com/referral/?referral-code=jiayanwvf5!OCT1-24-AR-H1

If you're looking to sign up for Revolut and you don't have a code, you can use mine - jiayanwvf5 OR use this link - Revolut referral link - to sign up for a new account. Recently Revolut Metal got an upgrade and, besides its original cashback perks, now also

Health

Classpass Referral link: classpass.com/refer/DE399TO729

I've been using classpass on and off and it's been great for me to sample classes from different fitness studios around town. This is my referral link for up to 65 free credits, which is enough to book 5-6 classes, or more at the cheap end. Classes are usually around

Referrals

Chocolate Finance referral code and link - o6g4xind

I've recently signed up for Chocolate Finance, which promises 4.2% pa. I've been interested for a long time but did not manage to sign up in the last round. I don't quite like that they are app-only, but otherwise, it's been a smooth process to move money in and

Money

GXS Flexiloan Referral Code - JYHX778

Are you looking to take a loan from GXS? I've tried looking for a code online but could not find any. If you sign up with this code, you can get a $20 GrabGifts voucher. Terms and conditions: 1. Sign up using referral code 2. Draw a loan of at

Travelling to Donsol, Philippines

I recently spent some time in Donsol, Philippines to catch sight of the whale sharks and hang out in nature. Information on this place is a bit difficult to find, so I thought I'd create a guide for people who want to visit. Getting to Donsol Taking the bus from

Starting a hawker stall

Recently I got interested to explore some side businesses to supplement my income. Some criteria I had were that the stall could be mostly outsourced and I would need to do minimal administrative work to keep it going. I'd like it to eventually be mostly passive, even if that means

FWD Insurance Referral Link: get extra 1.5% off

I've enjoyed using FWD insurance services for term life insurance and travel insurance. It was easy to claim travel insurance benefits; luckily, I've had not had to claim any for term life insurance. They offer a "renewable term" insurance which I've not found anywhere else. This means premiums are low

Milk & Honey Referral Link

Milk & Honey is an upcoming grocery chain that is trying to redefine how much you pay for groceries. It seems interesting since it's basically a group-buying scheme on a larger scale, with a smaller markup than other supermarkets right now. You can use my link to get extra $20 in

WINK+ referral code: M1Q436

WINK+ is a rewards system for using Singapore's public transport system. You can use my code M1Q436 to get a referral. I've been seeing these pink QR codes everywhere, but have not fully immersed myself in the system yet because it requires downloading yet another app. I created an account

HowTo

How to pay NTUC Income Insurance Loan online (GIRO or one-time payment)

So you've taken a loan out on your NTUC Income life policy, but you now want to repay it. You could do a one-time payment or monthly GIRO arrangement; I will explain both step by step. It was really frustrating to try to look for these instructions, as they weren't

HowTo

How to take a loan on your NTUC Income Life Insurance

Being able to take out a loan on your life insurance policy is pretty handy. However, there was no how-to guide to do it, so I decided to make my own. The current interest rate is 5.25% p.a. compounded yearly at the end of the year. It's a

Travel

One-day itineraries in Singapore

Here are some one-day itineraries that could be interesting for day trips for people. Combine several of them to cover many parts of Singapore. I'd recommend going according to the order listed, but it doesn't really matter too much. Routes within Singapore Singapore is roughly broken down into six areas:

Career

How to look for a job

I find myself repeating certain advice to different people, so I'm creating a summary post here for anyone who needs it. What do you want out of work? Depending on your goals, you may not need a "job" to reach them. * To earn money? * To learn something? * To not be

Purpose

Why write if nothing is original?

1. Because it's a good track record created by you, for you. 2. Because it hones your skills. 3. Because it'll be one more datapoint for AI to train on. 4. Because it's fun. 5. Because it helps you think. 6. Because it's still your take. 7. Because it could

Travel

Travel tips 201

Below is a collection of some tips I've learned to plan big, complex trips. Itinerary * Not planning at all doesn't seem ideal - planning roughly 2 weeks/1 month ahead would be the best. Tours can be booked latest 1 day in advance, but some of them can be seasonal

Installing Ghost from scratch

I've done fresh installs of Ghost a few times and I thought I'd document it all here, to make it simpler for myself and others who may find this helpful. Here we go. Includes affiliate links. What is a "Ghost website"? A ghost website contains the following: 1. Domain -

My credit card strategy (cashback-focused)

After doing some card churning, I now have a lot of credit cards to choose from for spending. Here's how I optimise them, arranged in order of spend. In the brackets is the cashback earned on transactions. Of course, if there are any credit card promotions, I will use the

Creating Unshakeable Confidence

Growing up in an abusive household, I always had my worth devalued and tied to my achievements. It left me feeling down, and as if nothing I did was right. It took me years to get to where I am now and feeling good about myself most of the time,

HowTo

Small scale composting in Singapore

I've been experimenting with composting recently, and pleasantly surprised by the results. It was way, way easier and faster than I thought it would be. In Singapore's climate, the heat and humidity causes food to break down quickly, and I didn't have to maintain the compost much after I got

Referrals

Luce Home Cleaning Promotion Code - use REF-N0NEU for $15 discount off first booking (referral)

As it says in the title. If you book cleaning via Luce, you get $15 off your booking and I get $15 off too if you use the code REF-N0NEU. It's pretty convenient and has the lowest rates I've seen online so far. You can check out the app here

University/College

Learning and developing intuition

I'd like to propose that learning is a process of seeing the world more clearly, and that to do so, developing intuition may be more important than memorising facts. And certainly more fun, too. I may not get the best grades - I didn't drill as many questions as I

Career

Why choose text?

Why write and not draw, or make videos or podcasts? There are a few reasons why I choose this format over the others. Searchable It's easier to make search engines discover text as compared to video or audio. If you want to look back at what you've produced, it's also

HowTo

Passive Income: Creating content/products

I've been thinking about how to earn passive income for a while - I believe that earning money should be separate from the time I invest in it. Here are some of the strategies I've been looking at and thinking of employing, with specific details to help you out. Written

HowTo

Passive Income: Real Estate

I've been thinking about how to earn passive income for a while - I believe that earning money should be separate from the time I invest in it. Here are some of the strategies I've been looking at and thinking of employing, with specific details to help you out. Written

HowTo

Passive Income: Investing

I've been thinking about how to earn passive income for a while - I believe that earning money should be separate from the time I invest in it. Here are some of the strategies I've been looking at and thinking of employing, with specific details to help you out. Written