Chocolate Finance referral code and link - o6g4xind

Chocolate Finance referral code and link - o6g4xind
Photo by Mathieu Stern / Unsplash

I've recently signed up for Chocolate Finance, which promises 4.2% pa. I've been interested for a long time but did not manage to sign up in the last round.

I don't quite like that they are app-only, but otherwise, it's been a smooth process to move money in and also out. The login mechanism is an SMS otp, which is a bit slow but also means you don't have to remember any passwords.

Referral link here, or use the code o6g4xind:

‎Chocolate Finance
‎Chocolate Finance is a new place for your spare cash where you can enjoy 4.2% p.a. return on your first S$20k and a target 3.5% p.a. on any amount thereafter. No lock-ins, no hoops to jump through. We take no fees and make no money until we deliver the target return. See your returns in the app ever…